Shared links include the numbers you enter.
How to use this tool
- Enter the cost of your goal or choose an example amount.
- Keep the daily purchase amount or change the assumptions.
- Count the purchases to compare simple savings with investing the same amount each day.
How we calculate it
Simple savings divide the goal cost by one daily purchase, rounding up to a whole day. The investment comparison adds the same amount at the end of each day and uses an effective annual return.
The model uses 365.2425 days per year. Goal price and daily purchase price remain fixed. Taxes and fees are excluded. Calendar dates use the starting date you enter.