Pay raise calculator
Enter your current pay and a raise to see the increase across common pay periods.
Extra take-home per paycheck
For a 5% annual raise
- Extra take-home
- $2,638.13 70.3%
- Tax on raise
- $1,111.88 29.6%
Annual gross raise: $3,750.00
Share kept includes money added to your 401(k). Extra take-home is the amount left for your paycheck.
Common raises on a $75,000 salary
Fixed examples for a single filer paid every two weeks, with no 401(k) contribution. Includes federal income tax, Social Security and Medicare. State taxes are excluded.
| Raise | New annual salary | Extra take-home per paycheck | Extra take-home per year |
|---|---|---|---|
| 2% | $76,500.00 | +$40.59 | +$1,055.25 |
| 3% | $77,250.00 | +$60.88 | +$1,582.88 |
| 4% | $78,000.00 | +$81.17 | +$2,110.50 |
| 5% | $78,750.00 | +$101.47 | +$2,638.13 |
| 10% | $82,500.00 | +$202.93 | +$5,276.25 |
| 15% | $86,250.00 | +$304.40 | +$7,914.38 |
How this estimate works
We calculate annual pay before and after your raise using 2026 tax rules, then divide the difference by your pay frequency. A 401(k) percentage grows with salary until it reaches the annual limit.
Your inflation assumption divides new take-home pay by one plus that rate, then subtracts current take-home pay. The separate target panel estimates the annual raise needed to reach a chosen paycheck increase.
Pay raise questions
How much more take-home pay could a 5% raise provide?
A 5% raise on $75,000 adds $3,750 a year before tax. For a single filer paid every two weeks, with no 401(k) contribution and state tax excluded, this estimate adds $101.47 to each paycheck.
Could moving into a higher federal bracket reduce my pay?
The higher rate applies only to income above that bracket’s threshold, so crossing it does not increase the rate on all your income. A percentage-based 401(k) contribution can also grow with salary; the calculator separates retirement savings from take-home pay.
How do I calculate a percentage raise before tax?
Multiply current salary by the raise percentage, then add that amount to current salary. For example, 5% of $75,000 is $3,750, bringing annual salary to $78,750.
How do I compare a dollar raise with a percentage raise?
Convert the percentage to dollars using your current salary, or switch modes above to keep the equivalent raise. For example, a 5% raise on $150,000 is $7,500, which exceeds a flat $3,000 raise before tax.